Terms of Use

Last updated: July 15, 2026 · Effective: July 15, 2026

These Terms of Use (“Terms”) govern your access to and use of the Owe You One mobile application and related services (the “App”). By creating an account or using the App, you agree to these Terms.

1. The service

Owe You One helps two people log everyday acts of care, stay in sync, and (with Pro) receive weekly AI Love Notes woven from those acts. The App is intended for personal, non-commercial use by adults.

2. Accounts and pairing

3. Your content

You retain ownership of the content you submit (acts, photos, notes, life events). You grant us a limited license to host, process, and display that content solely to operate the App for you and your partner — including generating Love Notes when you use Pro.

Do not upload unlawful, harmful, or infringing content. We may remove content or suspend accounts that violate these Terms.

4. Free and Pro plans

Free

Pro (subscription or lifetime, where offered)

5. Subscriptions, billing, and cancellation

6. AI features

Pro Love Notes may be generated by third-party AI (currently OpenAI) using your week’s act data. AI output can be imperfect; treat notes as reflective, not professional advice. See our Privacy Policy for how that data is processed.

7. Acceptable use

You agree not to:

8. Disclaimers

The App is provided “as is.” We do not guarantee uninterrupted service or that Love Notes will meet particular expectations. To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of liability

To the fullest extent permitted by law, Owe You One and its operators are not liable for indirect, incidental, special, consequential, or punitive damages, or any loss of data, arising from your use of the App. Our total liability for any claim relating to the App will not exceed the amounts you paid us for Pro in the twelve months before the claim (or zero if you use only the free tier).

10. Termination

You may stop using the App and delete your account at any time. We may suspend or terminate access if you violate these Terms or if we discontinue the service (with reasonable notice when practicable).

11. Changes

We may update these Terms. We will post the revised version with a new “Last updated” date. Continued use after changes constitutes acceptance.

12. Contact

Owe You One
Email: privacy@oweyou.one
Privacy: Privacy Policy
Website: https://oweyou.one